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Loss Control Inspection

Your safety is important to us. That’s why our members receive a free loss control inspection, also called a loss control survey or home inspection.

Discover the Hazards that can Exist in Your Home

This interactive image offers loss prevention tips and information. When a Loss Control Specialist visits your home, they will look for hazards such as the ones included in this image.

sem-home-image

Bedroom

Warning Curtains should fall six inches above electric baseboard heaters to minimize the risk of fire.

Bedroom

Warning All power outlets should have proper covers to reduce the risk of electric shock.

Office

Warning Overcrowding of electrical outlets increases the risk of fire.

Bathroom

Warning GFCI power outlets reduce your risk of electric shock in areas where water is often present.

Living Room

Warning Having a working smoke detector on each level of your home could save your life in the event of a fire. Smoke detectors should be tested twice annually.

Warning Combustible materials, such as curtains and furniture, should be kept clear of auxiliary heating units to reduce the risk of fire.

Basement

Warning Oil, gas, and solid fuel furnaces must be installed to manufacturer’s specifications and should be cleaned and serviced regularly to reduce the risk of fire.

Warning Hot water tanks should be replaced every 15 years to reduce the risk of leakage.

Warning Knowing the location of your home’s main water shut off valve can reduce damage to your home in the event of a water leak.

Basement

Warning Oversized fuses and/or doubled-up wires in your electrical panel can be the cause of a household fire.

Warning Dryer vents should be cleaned at least annually and plastic vent hoses should be replaced with aluminum vent pipes, to reduce the risk of fire.

Exterior

Warning A properly maintained roof will reduce the risk of water damage to your home.

Warning Reduce the risk of a chimney fire by having your chimney cleaned at least annually.

Exterior

Warning Downspouts should be pointed away from your home, to reduce the risk of water getting into your basement.

Warning Outdoor metal oil tanks need to be replaced every 10-15 years to reduce the risk of environmental damage. A fiberglass oil tank can be used for up to 30 years.

Kitchen

Warning Cooking with grease/deep-frying is a common cause of household fires.

Warning Keeping a proper fire extinguisher in the kitchen may help reduce damage to your home if a fire starts.

What is a loss control inspection?

Our SEM (short for SE Mutual) Loss Control video explains our inspection process in under three minutes.

Meet Our Qualified Inspectors

Our Loss Control Specialists have over 45 years of combined experience. They are members of various industry associations, including the Maritime Mutual Loss Prevention League. As a member, your free loss control inspection will be completed by one of our two specialists.

How it Works

First of all, a Loss Control Specialist will schedule an appointment with you to view your home. Then they will complete a walk-through of your property and premises to determine any potential hazards. Lastly, you will receive a copy of your loss control inspection report by mail.

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