News / Tips

water damage

Home Water Damage: How to Reduce your Risk

April 5, 2019

It’s Spring! The snow is melting, the rain is falling, and water damage claims are rising. Water damage usually occurs when the land around your home slopes toward your foundation, instead of away from it. Not all home insurance policies cover water entering your home from the outside. Even if your policy does cover damage…

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insurance fraud

The Cost of Insurance Fraud

March 14, 2019

What is Insurance Fraud? Insurance fraud is any act or omission for the purpose of illegally obtaining an insurance benefit. It is often believed that insurance fraud is a victimless crime. However, this couldn’t be further from the truth, as its effects are felt, both directly and indirectly, by countless people. These crimes affect our…

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Common Limitations of Home Insurance

January 22, 2019

Home insurance policies have special restrictions applicable to some types of personal property in general, as well as in the event of theft. In this article, we will focus only on the limitations applicable when loss or damage has been caused by theft. The following information is reflective of SouthEastern Mutual’s Basic, Broad and Comprehensive…

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7 Ways to Save Money on Home Insurance

December 19, 2018

Home insurance is a necessary expenditure for homeowners. However, the amount you pay can be reduced if you meet the criteria for some of your insurer’s property insurance discounts. While reduction percentages may vary, most insurers offer similar types of discounts. At SE Mutual, we have seven possible discounts for homeowners: Multi-Line Discount Our multi-line…

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Why You Need Tenant Insurance

November 16, 2018

Have you ever wondered why you need tenant insurance if you don’t own the space you are living in? It is a common misconception that a landlord’s property insurance will cover the belongings of their tenants. However, the insurance a landlord has on their property only covers damage to the building and any items in…

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7 Everyday Insurance Terms You Should Know

October 30, 2018

At some point in their lives, most Canadians will purchase a property insurance policy. It could be for their first home, a business, or personal belongings. However, some terminology in the insurance industry isn’t commonplace or may have a slightly different meaning in everyday life. We’ve compiled a list of 7 everyday insurance terms, to…

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Insurance: Replacement Cost vs Actual Cash Value

October 9, 2018

As a homeowner, you probably purchased a home insurance policy because: You have a mortgage and the bank requires you to have insurance, and/or; You enjoy the peace of mind of knowing you won’t bear the bulk of the financial impact in the event of an insured loss to your property. It can be tempting…

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Free Community BBQ August 12, 2017

August 9, 2017

SEM wants to say thanks! Please visit us on Saturday, August 12, 2017 from 10am to 2pm at our head office located at 663 Pinewood Road in Riverview for our free Community Appreciation BBQ. Come meet our agents and staff who live, work and play in southeastern New Brunswick. There will be a free BBQ,…

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SouthEastern Mutual Insurance Company joins MCCG

June 14, 2017

SouthEastern Mutual Insurance Company has partnered with MCCG by selecting the Insurance Business Solution (IBS) for their enterprise back-office solution and joining the MCCG Client Community. The IBS product will provide SouthEastern with enhanced technology to service their policyholders, agents and brokers, while delivering efficiencies to their internal operations. Joining this community will also provide…

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Congratulations to our two new CIPs!

November 10, 2015

Congratulations to Michelle Bourque and Brenda Ryder on being awarded their Chartered Insurance Professional Designations! Your second family at SouthEastern Mutual is very proud of you. We know how many years of hard work, dedication (and sometimes frustration) it takes to achieve this and we couldn’t be happier for you!

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breakin

Understanding Insurance Basics

Learn more about Insurance from this informative document prepared by the “Financial Consumer Agency of Canada”